project financing :: project report / cma report

Project Financing

Over the years, SPARKS & Associates, Chartered Accountants have been recognized as creditable service provider for arranging project financing to business entities. We at "SPARKS" provide services of Project Financing, which is essentially the compliance of formalities for arrangement of finance/loan from sponsor which are primarily Banks. Such finance/loan is required for funding of a start up business or extension of the existing business or arrangement of assets or for working capital requirement in form of start-up loan, working capital loan or term loan, etc. 

We are having expertise in preparing Financials, Provisional and Projected Financials and to maintain the basic ratios, which is pre-requisite for application for loan from banks for your project finance.


Project Reports consist of various reports. In order to facilitate the project financing, we are providing the following reports:.

(a) Project Report: is submitted to the banks which contain the detail of the project for which finance is required. It contains brief on the proposed business along with its actual & projected financial supported with appropriate reasons to show the strength of enterprises to repay the loan within agreed time.
(b) Feasibility Report: is an evaluation and analysis of the potential of a proposed project which is based on extensive investigation and research to support the process of decision making.
(c) Credit Monitoring Arrangement (CMA) Data: All nationalised banks require CMA Data, which is prepared to determine the borrowing capacity of the borrower business entity.
(d) Credit Appraisal Memo (CAM) : This is balance score card of the borrower to determine the loan eligibility.


We at SPARKS, can easily convince the feasibility of the project to the lender/sponsor. with this view, our Project Finance Services comprise of the following services to meet your planned business expansion:.

(a) A brief description of the business opportunities.
(b) Strength of the Management Team & their repayment strength.
(c) Survey on existing and extended market for the product or services.
(d) Actual Financials for last year.
(e) A Projected Financials for subsequent 5 years.
(f) Strengths of business owner over existing and potential competition.
(g) A realistic assessment of the investment requirements.

Noida Office:
M/s SPARKS & Associates,
Chartered Accountants,
7th Floor, Logix Office Tower,
Sector-32, Noida, Gautam Budh Nagar,
Contact: + 91 120-314-5573 / +91-9560-141-800